Privacy Policy

Last Updated: April 28, 2026

At Mahero, we believe that financial privacy is a fundamental right. This Privacy Policy explains how we collect, use, and protect your personal and financial data when you use our infrastructure.

1. Information We Collect

To provide seamless cross-border payouts, we must collect specific data points:

Identity Data: Full name, government-issued ID, and localized tax forms (e.g., W-8BEN, W-9) required for compliance.
Financial Data: Bank account details, routing numbers, and cryptographic wallet addresses (if opting for Web3 payouts).
Transaction Data: Invoice details, client contact information, and payment histories.

2. How We Use Your Data

We use your information strictly to operate and improve the Mahero protocol. This includes:

Executing global payouts and currency conversions.
Generating year-end tax compliance summaries.
Preventing fraud, money laundering (AML), and unauthorized access.

3. Third-Party Infrastructure Providers

We do not sell your data. We only share necessary information with deeply vetted, bank-grade infrastructure partners required to process your funds (e.g., payment gateways, KYC verification APIs, and secure cloud hosting providers). All partners are bound by strict data processing agreements.

4. Data Security and Encryption

Your financial architecture is protected by industry-leading security standards. All sensitive data, including bank details and private keys, is encrypted at rest using AES-256 and in transit using TLS 1.3. We enforce Multi-Factor Authentication (MFA) across all internal and user-facing endpoints.

5. Your Sovereign Rights

Depending on your jurisdiction (such as GDPR in Europe or CCPA in California), you have the right to access, rectify, or request the permanent deletion of your personal data from our servers. You can initiate a full data export or deletion request directly from your dashboard settings.